Remortgaging is very popular. And with good reason. Whether you are switching your deal for a better rate, more suitable conditions or raising capital, there are plenty of deals available. Around 85% of people remain with the same lender for the entire mortgage term on the bank's standard variable rate. Bearing in mind that the average bank standard variable rate is 6.5%, you could be saving thousands of pounds a year, let alone over the term of the mortgage!

There are a number of reasons to remortgage these days. They might include:

• Switching to a better rate

• Consolidating Debts

• Home improvements

• Raising a deposit for a second property

• Special event such as a holiday or wedding

• Clear Trustees in Bankruptcy

• Or a combination of all or some of the above!

These days the process is easier than ever before - so why not take advantage of the situation? It only takes an hour or so to go through the forms. Many lenders offer extremely attractive incentives to join them, including free valuations, free legal assistance and cashback. However, it is important to ensure that you are not tied in for longer than the special offer period - there is little point enjoying a 3% rate for 2 years, only to be tied in at 7% for another 2! We will assist you in finding the best option for you. If you are interested in finding out whether we can save you money on your existing mortgage, please contact us.