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If you have a damaged credit record, you might find that your mortgage application is rejected by a mainstream lender. These days, that is nothing to worry about. One in four people in the UK would be turned down by the main High Street lenders. However, there are a number of lenders specialising in this sub-prime sector (also known as non-conforming or adverse credit). You may have to pay slightly higher interest rates, but a full range of fixed, capped, discounts, trackers and flexible mortgages should be available to you.
There are mortgages available to you whether you have County Court Judgements (CCJ's), defaults, missed mortgage payments or even if you are discharged bankrupt. Rates will obviously depend on your credit history. You can get a copy of your credit report from Experian by calling 0870 241 6212 or you can apply online by clicking . if you would like to work out what is available to you.
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 Independent Mortgage Brokers is an |
| Appointed Representative of Draper's Independent Mortgage Brokers Ltd, Registered in England # 5478442, registered address: Moorview, 111 Compton Avenue, Mannamead, Plymouth, PL3 5DE. Tel: 01752 298 616. Authorised and Regulated by the Financial Services Authority FRN#435546. |
IMPORTANT:
The information contained in this web site is for general information only and is not financial, investment or tax advice. If you would like to discuss a particular issue in general or generally ask us how we advise on your particular situation, then please contact us via the details in this website. Not all mortgages are regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage. |
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